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mybenz | mysatisfaction Forum Index
   General talks about Benz
     use the car before transfer?
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ronan
Posted on: 2009/12/29 17:52
Just can't stay away
Joined: 2008/12/15
From:
Posts: 77
Benz Model:
Message:
use the car before transfer?
Hi all sifu,

If the bank hasn't finalized the transfer, do you think it is a good idea if we take the car and use it first since we have paid the difference in full.

Please advise what are the disadvantage.. besides of if really "sui" the car really got problem and can't be transferred... hehe

ROthman
Posted on: 2009/12/29 22:58
Certified Benzitos
Joined: 2008/5/28
From: SAlam
Posts: 1876
Benz Model: W203 Av, W212 AMG
Message:
Re: use the car before transfer?
hi bro, if the car hasn't been transferred by the bank, most likely as well that the ownership also has not been officially transferred, basically it is still not yours legally...

if you can wait very long to get the car, waiting for another few days should not be a problem lor..

haven't got your car ronan, so long already, anyway take your time, don't be too rush..


----------------
ROthman
Membership ID: 3089

ronan
Posted on: 2009/12/29 23:38
Just can't stay away
Joined: 2008/12/15
From:
Posts: 77
Benz Model:
Message:
Re: use the car before transfer?
even the interchange is not done yet. That fellow said waiting for previous owner car to be reg or something before they can interchange since they want back the number.

I was thinking what the heck this got to do with me. It is your prob that your car is delayed and I dont really have to wait for your car to be ready for interchange since I have paid the dealer everything. If their car can't get the approval or has reg issue for months/years, is that mean I have to wait for years? oh gosh.

If it is still not transferred by the dateline I set, I will cancel this order/approved loan and ask for full refund. I don't mind if the bank charge me penalty or whatever as I am really sick of waiting like this. I am not paying to suffer.. hmmm..

I think they will give millions of excuses and not giving refund later. this is an extremely bad experience to me..

Mabel
Posted on: 2009/12/30 0:09
Benzo mania
Joined: 2007/8/7
From: Shah Alam, Cyber Jaya, Sunway
Posts: 20052
Benz Model: S320L, E240, C200
Message:
Re: use the car before transfer?
Sorry to hear this. I understand your predicament.

My experience in buying car is already coming to 4 years old. My last procurement experience is 2005 when I bought a car for my daughter. Hence, it should be taken with a pinch of salt. Hope more members can advice you further..

The transfer process should not be too complicated and should be as transparent to the seller as well as to you i.e. if you are all set and ready, what's taking him so long. My Cat's instinct tells me that your seller is having difficulty to get his loan cleared by his banker...

In addition, the dealers probably wants to get both from you and from your seller...potential sales of two cars..I really hope I'm wrong with this assumption...

From my understanding, the following need to be presented to JPJ in order to proceed with the transfer:

1. RM100 postal order.
2. A4 sized photocopy of IC (seller & buyer), front & back on the same
page.
3. Car Registration Card of course.
4. 2 copies of Form JPJK3 (filled & signed by both parties. Forms can be downloaded from internet. Don't mistaken JPJK3 for JPJK3A which is for deceased owner.
5. Presence of seller & buyer at JPJ.

If the seller cannot be present, he/she has to sign another JPJ form titled 'Surat Akuan' (which is available from JPJ, not online, or from any Commissioner of Oath) in front of a Commissioner of Oath as well as have the commissioner verify and stamp the photocopy of IC. Any other letter from the C of O is not valid. After that, the buyer's presence alone at JPJ is adequate to complete the transfer.

I was told an agent at JPJ could also do this for you at RM130. These agents have got all the forms ready, even blank 'Surat Akuan' signed and stamped by commissioner of oath!

Coming back to your 1st question, is it OK if you used the car while waiting for the bank to make the transfer. If you can do that, by all mean do that if you need the car. The risks should be to the seller and not you if anything happen to the car since the car is still under the seller's name. The Q is whether you will be allowed by the dealer or by the bank since I assume the Tututan Hak Milek is still not under the bank.



----------------
Cheers/Mabel

Nothing great was ever achieved without enthusiasm
Take time to read. It is the fountain of wisdom
Membership Number: One Nine Seven Seven

ronan
Posted on: 2009/12/30 0:18
Just can't stay away
Joined: 2008/12/15
From:
Posts: 77
Benz Model:
Message:
Re: use the car before transfer?
yeah, thats the funny thing. I told them the damn car is still under the previous owner's name then how could I drive it just like that. Who knows later the car can't be transferred and then they charge me for using their car.

I think the loan shouldn't be an issue since the loan I am getting from the bank can actually cover all the outstanding the current owner owing.

They didnt even ask me to sign any transfer form. When I asked the bank officer, he said the transfer will be done by the bank and not the dealer.. OOOoOOhhHh.. soOooOoOo confusing...
Cougar9
Posted on: 2009/12/30 0:28
Wise Benzitos
Joined: 2005/3/26
From: Petaling Jaya
Posts: 4609
Benz Model: W201 ke?
Message:
Re: use the car before transfer?
Which dealer is this?
Do you know the owner?
Has the current owner got the new number for the car?

Doesn't sound good to me.
Seems like the dealer is pushing the sale.
But the owner is not in a hurry by taking his/her sweet time to get the new registration number.

The whole process should not be that complicated.


C9


----------------
Membership Number: 5-TWO

Mabel
Posted on: 2009/12/30 0:34
Benzo mania
Joined: 2007/8/7
From: Shah Alam, Cyber Jaya, Sunway
Posts: 20052
Benz Model: S320L, E240, C200
Message:
Re: use the car before transfer?
Perhaps the best way forward is get the dealer and your banker to sit on the same table and discuss the best way forward.

At this stage ronan, forget the phone calls. It's time to meet eye for an eye, face to face and try to strike out each of the barriers that is preventing the transfer process which is your current major blocker for you to own your dream car.

I wish you best of luck with this and hope you can get the car before the New Year brother !


----------------
Cheers/Mabel

Nothing great was ever achieved without enthusiasm
Take time to read. It is the fountain of wisdom
Membership Number: One Nine Seven Seven

ronan
Posted on: 2009/12/30 0:37
Just can't stay away
Joined: 2008/12/15
From:
Posts: 77
Benz Model:
Message:
Re: use the car before transfer?
if it is not done by friday. I will call it off.

Actually the owner wants back the existing car number but the new car is having problem getting the AP clearance or whatever thing they say which i dont really care.. but this shouldn't be my prob.. they can get a motorbike or something and put the number there instead of holding my car like that..

by the way, if i am having problem getting my refund, can i report the case to mdtcc? It sounds like they are attempt to cheat in this transaction by giving empty promises.
Mabel
Posted on: 2009/12/30 0:46
Benzo mania
Joined: 2007/8/7
From: Shah Alam, Cyber Jaya, Sunway
Posts: 20052
Benz Model: S320L, E240, C200
Message:
Re: use the car before transfer?
I suppose so. It's your right and privileged as a consumer...but you have to expect that this too will take sometimes too...I suppose they have many case to handle....

Let's pray so that you won't come to that stage...still a few days more to go... My advice...do pray a lot...and keep on asking what was promised.


----------------
Cheers/Mabel

Nothing great was ever achieved without enthusiasm
Take time to read. It is the fountain of wisdom
Membership Number: One Nine Seven Seven

Cougar9
Posted on: 2009/12/30 0:46
Wise Benzitos
Joined: 2005/3/26
From: Petaling Jaya
Posts: 4609
Benz Model: W201 ke?
Message:
Re: use the car before transfer?
Quote:

ronan wrote:
Actually the owner wants back the existing car number but the new car is having problem getting the AP clearance or whatever thing they say which i dont really care.. but this shouldn't be my prob..


At this stage, his problem is also your problem !!


C9


----------------
Membership Number: 5-TWO

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